Is Auto Insurance Really Enough To Cover Your Rental Car? – Forbes

Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations.


If you rent a car, do you need car rental insurance? Ask a car rental company, and it will tell you that you do. But ask an insurance expert, and the answer gets downgraded to a “maybe.”

In general a personal auto insurance policy extends to rental cars with the same coverage limits. But check with your insurance agent to verify coverage you’ll have for a rental.

“It’s important to understand that not all personal auto insurance policies cover you when renting,” says Jonathan Weinberg, cofounder of the car rental website AutoSlash. “Many do, but it’s important to verify your rental coverage with your insurance agent or carrier ahead of time.”

When you rent a car, you’re assuming responsibility for an expensive vehicle.

Continue reading this atricle at